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209 Search Results for "insurance" and "claim"

January 24, 2018

A Personal Injury Glossary: Negligence, Insurance, and the Rest

...al medical insurance, so you should have it in most cases. 10. Subrogation Claim: is a claim that your insurer has for reimbursement for payments made on your behalf for medical services or perhaps even for your paycheck. I think of “subrogation” as a synonym for “substitution” or “standing in your shoes”. It reflects “common sense” that the tortfeasor, and not an “innocent” insurer. should pay your medical bills. 11. Made Whole Rule: WV has a “ma...

March 15, 2014

FAQ

...njured” spouse may have a claim for loss of services. What Are the Various Insurance Claims? Our legislature, in its wisdom, did away with lawsuits over “third party bad faith” claims. Formerly, if you could prove “malice” or a pattern of behavior in one or many cases, a claimant could recover against the other party’s insurance company, even above their provable damages, but now you are limited to complaints to a consumer attorney working under t...

May 13, 2021

Personal Injury Claims: Five Myths

...ple think they understand, but really don’t, are personal injury liability claims. These are claims brought against insured persons for mistakes that cause injury to the claimant. The most common injury claim is a collision claim, car, truck, motorcycle, or 4-wheeler. Claims can be brought against the driver of the other vehicle or the driver of the vehicle in which you are the passenger or both. There can be claims against a stranger or “friendly...

March 15, 2014

Insurance Law

...ng clients involved in insurance coverage disputes and insurance bad faith claims. Has your insurance company unreasonably delayed or denied payment of covered claims? Have they retroactively cancelled your insurance? Did they fail to defend you against a lawsuit or fail to settle within the policy limits? Did they accuse you of setting your home or car on fire to collect the insurance or sell you a policy that you could not have used? Please cont...

August 17, 2014

A Personal View of How to Find the Best Lawyer

...ant recovers from the “at fault party”. Negotiating and paying subrogation claims, and keeping the claimant from losing “means-tested” benefits can be highly technical and time consuming, and when done well, it can save the claimants thousands of dollars. The “tortfeasor’s” carrier often uses subrogation claims to delay paying out the settlement. They love collecting the claimant’s interest. Such cases required tenacity, experience, and innovation...

May 20, 2020

Auto Insurance Roulette: Is it Worth the Gamble?

...o wants to put an electrical “Nanny” in your car? And, we all love Farmers Insurance’s “Hall of Claims”, “We know a thing or two because we’ve seen a thing or two!”. Can Anyone stand Liberty Mutual’s insipid scenes on the waterfront or the guy with the ostrich! “I can saaave you!”. What’s going on here? It appears to me to be a pitched battle for “the lowest common denominator”. These ads assume and depend upon their having the dumbest customers o...

January 18, 2011

What Does a Personal Injury Lawyer Do Anyway?

..., the attorney must send a notice of potential underinsured motorist (UIM) claim to the client’s own insurance carrier. Settlement with the tortfeasor may not be made without the UIM carrier’s permission. Of course, if the other side had no insurance, an uninsured (UM) claim must be filed with the client’s own carrier. TENTH, in major cases, I often suggest pre-litigation mediation. I have settled several cases this way, avoiding the risk and expe...

March 29, 2010

West Virginia Auto Insurance Coverages

...t, you can get at least $20,000 coverage under current law. 5. Subrogation Claims: If your auto “med pay” or group medical insurance pays your medical bills and you later collect from the “at fault” party’s liability insurance carrier, you have an obligation to reimburse your “innocent” carrier. Subrogation can be thought of as “substitution”. The carrier “stands in your shoes” for the value of its “subrogation claim”. Since WV follows the “made w...

December 28, 2022

2023 Legal Resource Guide, Personal Injury, Family, Civil Litigation, and Your Legal Checkup.

...ney J. Burton Hunter III (hunterlawfirm.net)   Complaints Against Your Own Insurance Company: A Claim Against Your Own Insurance Company? – Attorney J. Burton Hunter III : Attorney J. Burton Hunter III (hunterlawfirm.net)   Deliberate Intent Industrial Accident and Employment Claims   Deliberate Intent: What?! Sue My Employer? What? Sue my employer? (Deliberate Intent) – Attorney J. Burton Hunter III : Attorney J. Burton Hunter III (hunterlawfirm....

April 3, 2014

Table of Contents

...practiced his craft from 1972 to 2017. … 2017/01/26 2017-01-26 21:54:11 A Claim Against Your Own Insurance Company? Let’s look at another kind of injury, bad faith by your fire insurance company: You have a major fire. The … 2016/12/13 2016-12-13 00:28:23 I Want to be your Personal Injury Lawyer because… Questions and Answers for the Person Injured by the Fault of Another. These are good cases. They have a beginning, … 2016/12/13 2016-12-13 00:12...