Insurance Law

Insurance Coverage Disputes, Insurance Bad Faith Litigation

You purchase an insurance policy to protect you from risk and hope you never have to use it. If you are the victim of an unfortunate event, you expect your insurance to be there for you when you need it most.

Sadly, many policyholders find out the hard way that their insurance companies will not honor their terms of their policies. They may deny payment of covered claims or fail to defend you, should you be sued for a covered event.

If you are involved in a dispute with your insurance company, a lawyer who understands insurance law may be able to help.

I am J. Burton Hunter, III, a West Virginia attorney with more than 30 years of experience. I have a successful record of helping clients involved in insurance coverage disputes and insurance bad faith claims.

Has your insurance company unreasonably delayed or denied payment of covered claims? Have they retroactively cancelled your insurance? Did they fail to defend you against a lawsuit or fail to settle within the policy limits? Did they accuse you of setting your home or car on fire to collect the insurance or sell you a policy that you could not have used? Please contact my office to arrange a free initial consultation and case evaluation.

Paying for Coverage You Cannot Use

I represented a client who purchased long-term disability insurance to protect her should she ever need nursing home care. She was a public employee who was covered by the Public Employee Insurance Act (PEIA). The long-term care policy she was sold specifically excluded coverage of those who were already covered by a PEIA plan.

My client had paid her premiums for 10 years. During that time, the insurance company had twice increased her premiums by a third — all for coverage she would never be able to collect.

Because of my knowledge and experience in insurance law, I have achieved impressive results for my clients. To learn if I can be of assistance to you, please contact my office in Buckhannon, West Virginia, or call toll free 304-472-7477. The initial consultation is free of charge and you will not pay any out-of-pocket expenses.