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209 Search Results for "insurance" and "claim"

September 15, 2010

Comparative Fault in WV

...$20,000 per person and $40,000 per occurrence of personal injury liability insurance. Homeowners are largely free of serious injury claims because the standards to recover from them if you are a social guest is very high. Commercial establishments are liable to their customers for their negligence. WalMart never saw a claim it felt was just (this of course is an exageration, a SLIGHT exageration.) WV allows claims for defective products, the three...

February 9, 2021

Personal Injury Claim Misconceptions

...family’s. And, knowing the definitions of certain terms and practices can help you understand the process and work with your lawyer. Here are a couple of articles from our archives to help you understand these things: 30 SIMPLE FACTS ABOUT YOUR PERSONAL INJURY CLAIM – Attorney J. Burton Hunter III : Attorney J. Burton Hunter III (hunterlawfirm.net) . A Personal Injury Glossary: Negligence, Insurance, and the Rest – Attorney J. Burton Hunter III :...

October 3, 2010

Common Sense Advice for the Personal Injury Claimant

...tances and family, and even you, have preconceptions about personal injury claims, and lawyers. Please give us the benefit of the doubt that our values are similar to yours, and we will be asserting claims to what you are entitled to under the law. Never brag what you expect to be getting. 3. Some attorneys would have you cancel all your social media accounts, NOW, and I respect that opinion. What is not there cannot be used against you. 4. I like...

April 11, 2017

30 SIMPLE FACTS ABOUT YOUR PERSONAL INJURY CLAIM

...tures often try to limit, or cap, non-economic loss for some types of tort claims such as medical malpractice. I do not discuss such claims here. And they protect some industries, such as negligent ski-resort owners, or gun manufacturers. Again, I am not talking of those cases here. Lawyers who advertise heavily on television may be excellent, or may be not. You may have them directly involved in your case; perhaps not. 75% of “bread and butter” p...

July 11, 2010

Serious Auto Accident: Now What?!

...to your medical provider as your primary coverage. Do not use your medical insurance until you have to. If is is a “ERISA” plan, you may find your carrier has its hand out expecting to be paid most of the available insurance coverage. Med Pay pays for your bills regardless of whether you or the other guy was at fault. The med pay carrier has a subrogation claim against your settlement or judgment, so you need a lawyer to figure it all out. 7. You...

May 3, 2016

It Is Six Months After My Rear End Collison: What Should I Do?

...nor scarring of a forehead, for $80,000 cash and a waiver of the non-fault insurance carrier’s “subrogation claim”. What does that mean? It means instead of 1/3rd , my fee is just 1/5th of any sums received. That’s $12,500 instead of $20,000, the “standard fee” of many lawyers in our area. It can be 1/4th if we first argue over liability. It may be 1/3rd if a suit has to be filed. But, many cases can be resolved because fault is clear, and the ins...

January 17, 2022

A Compendium of Personal Injury Writings: NOT What You Think.

...renting – Attorney J. Burton Hunter III : Attorney J. Burton Hunter III (hunterlawfirm.net) Three on Insurance Coverages: Buy a $1,000,000 Umbrella! – Attorney J. Burton Hunter III : Attorney J. Burton Hunter III (hunterlawfirm.net) Various Insurance Coverages – Limiting the Loss – Attorney J. Burton Hunter III : Attorney J. Burton Hunter III (hunterlawfirm.net) Auto Insurance Roulette: Is it Worth the Gamble? – Attorney J. Burton Hunter III : Att...

October 4, 2013

If I Could Know Only Ten Critical Things About My Serious Injury Claim, What Would They Be?

...at fault”) and seriously injured you or yours. 5. The key to the system is INSURANCE which almost no one understands. 6. Coverage in your own insurance policy, uninsured coverage, underinsured, a personal umbrella, or your medical plan, may make the difference between security and financial ruin. 7. Good lawyers avoid trials, but they have three key skills; a. Ability to create a system for gathering information, and thus, a well trained, efficien...

June 3, 2012

Buy a $1,000,000 Umbrella!

...t reading this, remember, there are two categories of “personal liability” claims; 1. Claims against you for mistakes your make (run a stoplight, rear end someone); and, 2. Claims you have against others for mistakes they make that injure you. If you cause negligently cause someone to become a quadriplegic, they have a $2,000,000 to $50,000,000 claim. Your option? Bankruptcy, and the loss of most of what you have. If someone puts you in the hospit...

September 21, 2012

Hanging Out Your Shingle – Not for the Faint of Heart

...ou are just starting out? What if the guy who injures you has little or no insurance? You may be in a hospital for months, or, worse, at home with no insurance, for months. There is no guarantee a lawyer cannot become homeless. d. Find a local lawyer who has great paper forms and system and “borrow” his. Ask, and you shall receive. Divorce intake, caretaking functions, financial affidavits and worksheets, object list sheets, “how did you find me”...