171 Search Results for "insurance" and "claim"

January 24, 2018 at 9:43 pm

A Personal Injury Glossary: Negligence, Insurance, and the Rest

...al medical insurance, so you should have it in most cases. 10. Subrogation Claim: is a claim that your insurer has for reimbursement for payments made on your behalf for medical services or perhaps even for your paycheck. I think of “subrogation” as a synonym for “substitution” or “standing in your shoes”. It reflects “common sense” that the tortfeasor, and not an “innocent” insurer. should pay your medical bills. 11. Made Whole Rule: WV has a “ma...

March 15, 2014 at 1:50 pm

FAQ

...njured” spouse may have a claim for loss of services. What Are the Various Insurance Claims? Our legislature, in its wisdom, did away with lawsuits over “third party bad faith” claims. Formerly, if you could prove “malice” or a pattern of behavior in one or many cases, a claimant could recover against the other party’s insurance company, even above their provable damages, but now you are limited to complaints to a consumer attorney working under t...

March 15, 2014 at 1:50 pm

Insurance Law

...ng clients involved in insurance coverage disputes and insurance bad faith claims. Has your insurance company unreasonably delayed or denied payment of covered claims? Have they retroactively cancelled your insurance? Did they fail to defend you against a lawsuit or fail to settle within the policy limits? Did they accuse you of setting your home or car on fire to collect the insurance or sell you a policy that you could not have used? Please cont...

June 1, 2011 at 9:06 pm

Why Should I Retain Burton Hunter For My Personal Injury Claim?

...ct a tiger, a bulldog, lawyers who are experienced, lawyers who intimidate insurance adjustors, lawyers who demonize the insurance adjustors, lawyers who are cute, lawyers who are tough, or lawyers who have been designated “super” by a lawyers magazine, all of whom appear to be studiously sincere. Some are, some are not. How can you tell the difference? My next blog will discuss my development as a personal injury and trial attorney, and some of m...

January 18, 2011 at 9:53 pm

What Does a Personal Injury Lawyer Do Anyway?

..., the attorney must send a notice of potential underinsured motorist (UIM) claim to the client’s own insurance carrier. Settlement with the tortfeasor may not be made without the UIM carrier’s permission. Of course, if the other side had no insurance, an uninsured (UM) claim must be filed with the client’s own carrier. TENTH, in major cases, I often suggest pre-litigation mediation. I have settled several cases this way, avoiding the risk and expe...

April 3, 2014 at 8:41 pm

Table of Contents

...practiced his craft from 1972 to 2017. … 2017/01/26 2017-01-26 21:54:11 A Claim Against Your Own Insurance Company? Let’s look at another kind of injury, bad faith by your fire insurance company: You have a major fire. The … 2016/12/13 2016-12-13 00:28:23 I Want to be your Personal Injury Lawyer because… Questions and Answers for the Person Injured by the Fault of Another. These are good cases. They have a beginning, … 2016/12/13 2016-12-13 00:12...

March 29, 2010 at 8:30 pm

West Virginia Auto Insurance Coverages

...t, you can get at least $20,000 coverage under current law. 5. Subrogation Claims: If your auto “med pay” or group medical insurance pays your medical bills and you later collect from the “at fault” party’s liability insurance carrier, you have an obligation to reimburse your “innocent” carrier. Subrogation can be thought of as “substitution”. The carrier “stands in your shoes” for the value of its “subrogation claim”. Since WV follows the “made w...

July 31, 2011 at 3:37 pm

Dear Personal Injury Client: Points to Remember

...s back, since your carrier stands in your shoes here and has a SUBROGATION CLAIM. Where one company covered both sides, we sometimes can get the subrogation claim waived, but that’s too iffy to discuss here. c. If the person who hit you has little or no liability coverage, they may be facing criminal charges, BUT you must pray that the “full coverage” you thought you had protects you with: 1. Uninsured Motorist coverage (U.M.). 2. Underinsured Mot...

May 20, 2020 at 9:17 pm

Auto Insurance Roulette: Is is Worth the Gamble?

...o wants to put an electrical “Nanny” in your car? And, we all love Farmers Insurance’s “Hall of Claims”, “We know a thing or two because we’ve seen a thing or two!”. Can Anyone stand Liberty Mutual’s insipid scenes on the waterfront or the guy with the ostrich! “I can saaave you!”. What’s going on here? It appears to me to be a pitched battle for “the lowest common denominator”. These ads assume and depend upon their having the dumbest customers o...

September 17, 2010 at 8:29 pm

Various Insurance Coverages – Limiting the Loss

...ou would be amazed how many waive this coverage, and the happy Progressive Insurance spokesperson, Flo, will be happy to have you “name your price” and ruin your life. It used to be that $20,000 of U.I.M.coverage was nothing because the insurance company deducted any liability coverage the other driver from your coverage amount. Our Supreme Court prohibited this, but it is still the law in VA! Again, I suggest $200,000 – $600,000. This is coverage...